Explaining How to Access Home Care Packages in 5 Steps

Read this article if you want to find out how to access Home Care Packages, how to prepare, and what to do after you've been accepted into the program.

Updated on Jul 10, 2024
5 min read

Summary: You can access Home Care Packages by applying for this aged care program through My Aged Care, after which you will undergo an eligibility assessment and be put on a waiting list. Once approved, you are free to choose your home care provider.

So, you have made a decision to apply for aged care services to get the help you need. One of the best ways to receive aged care support is through Home Care Packages. 

Many seniors aren't sure how to access Home Care Packages because of the complicated application process. 

After the application comes the evaluation, which is designed to test your eligibility. Once that is complete, you will be put on a national waiting list.

When My Aged Care confirms your approval, you will be able to choose a home care provider. 

From that point on, you and your provider will enter into a Home Care Agreement and create a tailored home care plan. 

With this guide, you will know what to expect and prepare accordingly. Even though the whole process might sound intimidating, the results will pay off in the end. 

5 Steps to Accessing a Home Care Package

The process of applying for a Home Care Package includes several steps. This guide will take you through each step so that you can be fully prepared. 

Here is how to access a Home Care Package in 5 simple steps:

  1. Apply for a Home Care Package through My Aged Care.
  2. Check your eligibility with ACAT.
  3. Wait on the national priority list until someone contacts you.
  4. Select an appropriate home care provider.
  5. Enter into a Home Care Agreement and start receiving care.

The process might not look the same for everyone, as it depends on each individual. But this is what it should look like from A to Z.

A step-by-step list explaining how to access Home Care Packages

Apply for a Home Care Package

The first step to accessing a Home Care Package is the application process. 

Home Care Packages are provided through My Aged Care, which is the Australian Government's central portal for accessing different types of care. This includes:

  • Help at home
  • Short-term care
  • Residential aged care
  • Home Care Packages
  • The Commonwealth Home Support Program (CHSP)
  • Respite care
  • Other services

When applying for a Home Care Package, you need to contact My Aged Care. You can do this by visiting their website or calling them directly (1800 200 4220).

The good news is that one of your family members can register on your behalf. 

If you apply via the website, you can register online for an ACAT assessment. ACAT stands for Aged Care Assessment Team.

During the call or online registration, you will be asked for personal details. This includes information about your current living situation and care needs.

A list explaining different ways to access My Aged Care

Test Your Eligibility

The next step is the eligibility assessment, which is performed by ACAT. 

This assessment determines your eligibility for a Home Care Package and the level of care required.

An ACAT assessor will visit you at home to assess your care needs. ACAT also looks at:

  • Your health and medical history
  • Your ability to manage daily tasks
  • The level of support you need
  • Physical functioning and mobility
  • Cognitive functioning
  • Social and emotional well-being
  • Current living situation

It's important to prepare for the assessment. You can do this by gathering any relevant medical information. Also, think about your daily care needs and any support you might need.

There is a way to check your eligibility by yourself, and that's through My Aged Care's eligibility checking tool

You will have to answer a series of questions about your current health situation, for instance:

A screenshot from myagedcare.com.au as an example of the eligibility checklist tool
This screenshot was taken from My Aged Care's website.

After the assessment, the assessor will determine your eligibility for aged care services and the appropriate level of Home Care Package.

You can be assigned to one of the following four levels:

  1. Level 1 if you have basic care needs
  2. Level 2 if you have low-level care needs
  3. Level 3 if you have intermediate-level care needs
  4. Level 4 if you have complex care needs

Wait on the Priority List

Once the assessment is complete, you will be put on the waiting list. It's also known as the national priority system. 

You can be on the waiting list for one month to a year. It depends on the availability of your Home Care Package level. 

Here's how long you can expect to wait based on your HCP level:

  1. Level 1 HCP - Less than one month 
  2. Level 2 HCP - Three to six months
  3. Level 3 HCP - Nine to 12 months
  4. Level 4 HCP - Six to nine months

Levels 1 and 2 are the most available. So, if you qualify for one of those two levels, you will most likely receive your package sooner. 

Levels 3 and 4 are less likely to be available, so you might have to wait a little bit longer. 

Where you live can also affect how long you will have to wait. 

While you're on the waiting list, here's what you can do:

  • Look into interim support options, like the Commonwealth Home Support Program
  • Stay informed and regularly check My Aged Care
  • Prepare for your package by researching available providers
  • Monitor and manage your health

Choose a Home Care Provider

Once you receive an approval letter from My Aged Care, you are free to choose your provider. 

Start researching home care providers in your area. You can do this using the My Aged Care service finder tool.

If you don't know how to choose a home care provider, here are some tips to follow:

  • Assess your needs to know exactly what you're looking for.
  • Look for reviews and ratings of providers. Ask for recommendations from friends, family, or healthcare professionals.
  • Check what services each provider offers and whether they match your needs.
  • Understand the fees associated with each provider, including administration and case management fees.
  • Make sure the provider offers personalised care plans tailored to your specific needs and preferences.
  • Make sure they offer services in your area. 

Enter into a Home Care Agreement 

When you choose a provider who meets your needs, the next step is to enter into a Home Care Agreement. 

This is a formal document that outlines the terms and conditions under which home care services will be provided to you through a Home Care Package (HCP). 

Your Home Care Agreement also includes your care plan. 

A care plan is a personalised plan that outlines your specific care needs and goals. It's developed in consultation with you. 

The agreement will also include a list of fees and charges of your provider, including:

  1. Basic daily fees (if applicable)
  2. Income-tested care fees (if applicable)
  3. Any extra fees for services not covered by the package funding
  4. Administration and case management fees charged by the provider

Details of your Home Care Package budget will be here as well. This includes the total funding available and how it will be allocated across different services.

A list of key components of a Home Care Agreement

Make sure to go over the agreement carefully before signing it. 

Finally, you can enjoy the care and support provided to you by your chosen provider. 

Inclusive Home Care Is Here for You

If you're looking for a reliable care partner, look no further than Inclusive Home Care

Inclusive Home Care offers a variety of aged care services, including:

  • Home maintenance 
  • Cleaning and help with everyday tasks
  • In-home respite
  • Personal care
  • Nursing services 

Our trained staff will help you or your loved one get the care and support you need. 

We tailor our care plans to our clients, making sure all their needs are met. 

Let's work together to give your loved one the care and support they deserve. Give us a call if you want to know more. 

Schedule a free personalised consultation now.

Learn what options suit you with a free, no-obligation consultation.